Banking the way it should be

First Cahawba Bank provides banking the way it should be. Our number one priority is the hard-working individuals and businesses that are the backbone of our community. Like you, we have watched area banks become part of mega banks. In the process, they have lost their community identity and increased the difficulty in considering you as an individual and not as a number or credit score.

At First Cahawba Bank, we make local decisions and offer comprehensive banking services to help you meet your financial goals. Whether you are opening your first account, starting something new, or planning for retirement, First Cahawba Bank has the ability to customize products and services for you. Our officers are available to address any situation or need immediately. This agility gives you a true community advantage.

In a world where we seem to have less time, First Cahawba Bank has made substantial investments to offer the latest in banking technology. From the terminals we use to process your information to our online banking services, our primary concern is customer service, the maintenance of your privacy, and the security of your identity.

We, like you, are financially and emotionally invested in our community. When you make a deposit with First Cahawba Bank, your money stays here. It is in turn loaned to people in your neighborhood, helping to keep our community vibrant and growing.

First Cahawba Bank logo

Dear Valuable First Cahawba Bank Customer,

To improve the efficiency of our operations and to continue to provide our customers with exceptional products and services, First Cahawba Bank will be undergoing a conversion of its core operating system at the close of business on January 28, 2022.

Our goal is to make this transition as smooth as possible for our Customers and there are a few things you need to know.

  • Online banking, mobile banking, bill payment access and Telephone banking will be unavailable from 6:00 pm CST on Friday, January 28, 2022 through 8:00 am CST on Monday January 31, 2022.
  • Your debit card and ATM card are likely to be affected the weekend of conversion. Although we hope to avoid any interruption, please be prepared to utilize other forms of payment throughout the weekend such as cash or credit card.


All historical information maintained in the existing systems, up to one year, will convert to the new system. Any deposit images on transactions made prior to conversion will not be available. There will be no interruption of scheduled payments.

The New Online Banking system will be available for access from at 8:00am CST on Monday, January 31, 2022. At that time you will enter your existing username and will be prompted to go through Advanced Login Authentication, which requires either the receipt of a phone call or text message to obtain a security code. Please note it may take several logins for the system to recognize your device, so you may be prompted beyond your first login. Once that is complete, you will enter your existing password.

Please be sure that First Cahawba Bank has your updated phone number information prior to this conversion so that advanced login authentication will work smoothly.

  • Your First Cahawba Bank account numbers will remain the same.


Thank you for your business. We look forward to serving you in 2022 and for years to come!


Kindest Regards,

First Cahawba Bank