Personal Banking

Having a choice is a true advantage

Personal Banking Accounts

Providing you with the highest level of personal service and individual care is our number one priority. With prompt local decisions, unlimited check-writing, interest on your funds, low or no-fee accounts or no minimum balance fee accounts, First Cahawba Bank has the right checking or savings product to fit any stage of life.

All of our personal checking accounts feature:

Debit Card

Our stress-free accounts are designed to grow with you, offering a true community bank advantage. Whichever option you choose, we’re here to assist you.

Advantage Choice Checking

$100 minimum deposit to open. Tiered service charge based on average balance
First order of basic checks is free
Debit card
Unlimited check writing
E-Statements
Online banking with Bill Pay
Direct deposit

Interest Checking

$100 minimum deposit to open
$9 monthly service charge waived with an average daily collected balance of $1,000
Interest paid at NOW ADVANTAGE rate
Online banking with Bill Pay ks
Debit card
Unlimited check writing

Advantage Savings

$100 minimum deposit to open
$5 monthly service charge waived with an average daily collected balance of at least $100
2 free withdrawals per month, $5 service charge for each additional withdrawal over 2 subject to regulatory withdrawal limitations - see account disclosure for full details
Interest paid quarterly, compounded daily on average daily collected balance

Prime Advantage for Age 50+

$100 minimum deposit to open
No monthly service charge
Interest paid on an average daily collected balance over $2,500
Online banking with Bill Pay
Free basic checks
Debit card
Unlimited check writing
2 official checks per statement cycle at no additional charge
25% discount on safe deposit boxes

*All First Cahawba Bank checking accounts are subject to credit approval. First Cahawba Bank internet banking with bill pay is available as long as checking accounts are maintained. All accounts are subject to the terms and conditions of the First Cahawba Bank Customer Agreement.

Transfers or withdrawals in excess of the stated limit may incur an excessive withdrawal fee. See individual account disclosures for details.

°Other financial institutions may charge a fee for using their ATM. If so, First Cahawba Bank will refund up to $10 per month. All First Cahawba Bank ATM transactions are free.

First Cahawba Bank will be closed Monday, June 20 in observance of Juneteenth Freedom Day